In my /etc/httpd/conf/httpd.conf file, I made the following changes:
# AddDefaultCharset UTF-8 AddDefaultCharset ISO-8859-1
And it worked! Thank you _so_ much! :-)
I guess my next question is... is this a bug or should I have known to do this?
<grin/> Only after you've suffered with encoding problems, setting the server to serve correctly, and trying to grok utf-8 ...... Trying to please all the browsers all the time... etc.