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The platform economy has transformed how consumers experience the digital world, with dramatic implications for financial services institutions. Rather than going to the bank-physically or digitally-consumers and businesses want the bank to come to them. Embedded finance can help banks serve clients whenever and wherever a financial need may arise.

During this 15-minute coffee break session, we’ll discuss:

  • Consumers’ readiness to bank on the platform economy
  • Whether embedded finance is more than hype
  • Where banks can remove friction to accelerate transformation
  • How banks can elevate their role

Live event date: Wednesday, December 20, 2023 | 9 a.m. ET

On-demand event: Available for one year afterward.


Paolo Sironi

Global Research Leader, Banking, IBM, Institute for Business Value

Bestselling Author “Banks and Fintech on Platform Economies”

Paolo Sironi is the global research leader in banking and financial markets at IBM, the Institute for Business Value. He is a former start-up entrepreneur – focused on digitalisation of wealth and asset management. He started his career as a quant, leading risk management organizations in investment banking. Paolo is the author of professional literature about finance, banking, and digital innovation. His latest Amazon bestseller “Banks and Fintech on Platform Economies” explores how platform theory, born outside of financial services, is making its way inside banking to radically transform the way firms do business and engage with clients.

Héctor Arias

Global Lead for Retail Banking, Red Hat

Héctor Arias is the Global Lead for retail banking at Red Hat. He has more than 20 years of experience within the banking sector, leading business strategy, open banking, digital transformation, and new digital businesses initiatives for Banco Bilbao Vizcaya Argentaria (BBVA) in several countries spanning the EU, U.S., and LATAM. He works with banks globally, strategizing and planning the next generation platform that supports technology-driven business models.